Title II / SSDI / DIB / Title 16
Must have worked long enough
- if over age 31, 5 out of 10 years
- if age 24 - 31, 2 ½ out of 5 yrs
-if under 24, 1 ½ yrs out of 3 yrs
Monthly check based upon your lifetime earnings
Can be backdated 1 yr prior to application
Five (5) month waiting period
Minor children receive separate benefits checks
- up to half of your check
No income & asset limits
Medicare is automatic after 2 yrs of benefits
Prior denials up to 4 yrs may be reopened*
*Reopenings are very difficult.*
Must have worked long enough
- if over age 31, 5 out of 10 years
- if age 24 - 31, 2 ½ out of 5 yrs
-if under 24, 1 ½ yrs out of 3 yrs
Monthly check based upon your lifetime earnings
Can be backdated 1 yr prior to application
Five (5) month waiting period
Minor children receive separate benefits checks
- up to half of your check
No income & asset limits
Medicare is automatic after 2 yrs of benefits
Prior denials up to 4 yrs may be reopened*
*Reopenings are very difficult.*
SSI /Supplemental Security Income Disability Insurance Benefits
No past work required
Monthly check in 2010 if you live alone is
average nationwide is about $1000 (estimated) $674, and $1011 for a couple
Benefits begin the date of application
No waiting period
No benefits for minor children
Must have low income & assets
Medicaid through DSS is available
Prior denials up to 2 yrs may be reopened*
*Reopenings are very difficult.*
No past work required
Monthly check in 2010 if you live alone is
average nationwide is about $1000 (estimated) $674, and $1011 for a couple
Benefits begin the date of application
No waiting period
No benefits for minor children
Must have low income & assets
Medicaid through DSS is available
Prior denials up to 2 yrs may be reopened*
*Reopenings are very difficult.*
*Only 1/3 of all people who are denied at Initial level file an appeal!
Initial/First level: Average denial rate is about 63%
Reconsideration/Second level: Average denial rate is about 87%
ALJ/Third level: Average approval rate is about 60%
